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According to the Red Cross, 80% of Americans don’t realize that  small house fires  are the single most common disaster in the United...

Think of home insurance as an umbrella. If you buy one, you should be covered when it rains, if you buy one, right? But what if you open...

After a natural disaster, many homeowners are shocked to discover their insurance policies don’t cover the full cost of repairs or...

What Is the 80% Rule for Home Insurance? Most insurance companies adhere to the 80% rule. According to the standard, an insurer will only...